The Web 3.0, you have many possibilities in the integration of the DeFi world. For example: An individual with a mobile device and an internet connection; (With an adoption in 2030 of more than 90% of the world population, it will be increasingly accessible) this individual will be able to access through a Wallet with his identity based on it; and even an NFT; to a decentralized lending protocol like Koryntia. Without ultimately depending on a centralized system.